Realtor.com says typical Q2 down payment slips to $27,100, lowest since 2021
Bitget2026/09/24 10:03- News Corp unit Realtor.com reported the typical Q2 2026 down payment fell to $27,100, the lowest Q2 since 2021.
- Down payments declined 9.2% year over year in dollars, down 0.6 percentage points to 13.7% of purchase price.
- Affordability strain shifted to financing costs, with estimated monthly principal-and-interest payments up 74% over five years to $2,376.
- Higher mortgage rates drove the increase, with the 30-year fixed rate at 6.76% in early September versus 2.88% in August 2021.
- Rising listings, down 3.6% year over year, reduced pricing pressure as median list prices fell 1.3% for a 10th straight month.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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