Crypto Michael to XRP Holders: Your Time Has Come. Next Leg Up Incoming
The Current State of the Market
In March 2026, the SEC and CFTC issued a joint interpretive release classifying XRP as a digital commodity. That regulatory clarity significantly shifted the landscape for institutional participants, and the SEC recently expanded on that move.
On the partnership front, Ripple announced a cross-border payments deal with Jeonbuk Bank in August. Shortly after, Ripple and SettleMint announced a strategic partnership with regulated financial institutions to build a unified system for digital asset custody, issuance, and lifecycle management, launching first across Asia.
A Market At an Inflection Point
The XRP Ledger also crossed $3 billion in tokenized real-world assets earlier in the year. Meanwhile, Rakuten Wallet integrated XRP for 44 million users across Japan, and RLUSD officially launched in Japan through SBI Holdings in June.
Whether Crypto Michael’s call proves correct remains to be seen. The fundamentals behind XRP have strengthened considerably in 2026, and institutional activity on the XRP Ledger continues to grow. The community is watching closely.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Besent “Extinguishes Fire”: Rising US Treasury yields are a global phenomenon, dismisses concerns over AI bubble
U.S. Treasury Secretary Janet Yellen defended the rise in U.S. Treasury yields, stating that this increase is a global phenomenon rather than unique to the United States, and does not warrant excessive concern. She partially attributed inflationary pressures to higher oil prices caused by the Iran conflict, and expects the energy shock to subside as hostilities ease. Yellen refuted the notion of an AI bubble, arguing that investments by major tech companies are grounded in solid business logic.
Bitcoin Crash Warning Goes Viral as X Post Flags Benner Cycle

